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There is nothing remotely unusual about Angela Lloyd and Lee Phillips' semi-detached house on a peaceful cul-de-sac in Merseyside.
And to the typical eye, Lloyd looks like a typical middle-aged mum who works relentlessly to look after her sick spouse.
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So it was to the sheer shock of neighbours when cops came down on their driveway to rob the couple's St Helens home.
Hiding behind the family's net drapes was in truth a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer cash.
Lloyd, 58, cried 'Oh my god' as she was imprisoned this week over a string of untruths consisting of utilizing a dead lady's identity, comprising 'phony' medical conditions for her son, and creating pseudonyms to work while claiming carers allowance.
Husband Phillips, 54, was also imprisoned after the pair's massive benefits scams was finally exposed.
While the couple managed to siphon off their ill-gotten gains for many years - neighbours have revealed to MailOnline the apparent ideas that the couple were running a rip-off.
Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives discovered a web of lies consisting of the development of pseudonyms to declare advantages
The scammer next door: The presuming semi-detached home Lloyd had moved into with Phillips. Phillips had stopped working to reveal this to the council when she relocated in 2018
Phillips visualized in a Help for Heroes hoodie during a street party held for the late Queen's Diamond Jubilee. He is stated to have actually played a DJ set at the event
Initially, neighbours on Birch Gardens were worried for the couple after Phillips was seen looking extremely frail as he would 'hobble' on his walking stay with satisfy his carers.
But they were then left puzzled when he was at other times spotted cleaning his BMW, driving, and even playing a DJ set for their street party for the late Queen's Diamond Jubilee.
Locals likewise told of how there was 'constantly something dodgy' about Lloyd, which she would never ever look individuals 'in the eye', however would boast about 'secret ₤ 60k caravan' they would get away to on the weekends.
Lloyd was sentenced to two years after Liverpool Crown Court found she fraudulently took nearly ₤ 170,000 in benefits over a years, and also assisted Phillips incorrectly claim benefits worth ₤ 100,000, as reported by the Liverpool Echo.
When neighbours saw them loading up among their 2 cars and trucks previously today, they believed they were going off to remain at their secret caravan, only to discover they were going to jail.
One neighbour informed MailOnline of the couple: 'I believed they were dodgy as he made a real program of not being able to walk whenever his carers were here.
'He was shuffling along and keeping his cars in the driveway before he took a very long time to get to his carer's cars and truck on his strolling stick.
'But the next thing I saw him cleaning his BMW in the driveway - he appeared to be walking great then.
'And he did a DJ set for the Queen's Jubilee celebration back in 2022. He had all the speakers out and everything.
'But after the police raid, they became more reserved and didn't state a lot to people.
'There was constantly something dodgy about her - she wouldn't look individuals in the eye and boasted about going to her ₤ 60,000 caravan but would never state where it was.
'They would take her teenage son and disappear on a Thursday night and not get home until Sunday.'
Phillips had fraudulently declared ₤ 100k in PIP, housing benefits, employment support allowance and council tax reductions that he was not eligible for. Neighbours informed of how he would look 'frail' and 'hobble on a strolling stick' in the existence of carers, however at other times was seen 'walking great'
Following the police raid on the peaceful rural street, neighbours were entrusted to questions regarding why the couple had been jailed - and some allege Lloyd had later told them it was down to canine breeding.
But these concerns were finally laid to rest on Tuesday when the court heard how Lloyd had actually claimed a total of ₤ 169,394.15 which she was not qualified for in housing benefits, carers allowance and personal self-reliance payments throughout 11-and-a-half years.
With the assistance of Lloyd, Phillips was also discovered to have actually illegally declared ₤ 100,980.71 through PIP, housing advantages, work support allowance and council tax reductions considering that 2018.
Olivia Beesley, prosecuting, detailed how the mom's fancy scam started when she falsely started declaring housing advantages for a caravan on Riverside Walk in Southport - which was discovered to be a 'fictitious address'.
She even made a phony occupancy agreement for the 'entirely fictitious caravan', eventually swiping ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent residence.
Then in 2018, she started making deceitful claims that her other half required 'several daily carers to attend to his needs'. She went as far as using Phillips' sister Zoe's birth certificate to pose as his sibling and claim that she was his primary carer.
She also lied that she was unable to work due to being a full-time carer, but was discovered to have actually been working under a false identity Wendy Lloyd at care company Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.
In 2022, she began inventing 'incorrect medical conditions' for her son, declaring she had a carer called Joyce Bibby - a dead lady's identity. Nearly ₤ 10k in incorrect impairment living allowance overpayments were declared in relation to this.
She again used the deceased lady's name as being her social worker to claim ₤ 13,526.70 of PIP, mentioning that she needed carers due to 'health conditions'.
Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret area that she never exposed, and would state they were going to stay at the caravan from Thursday to Sunday
One neighbour said they saw the couple packing up on of their vehicles earlier this week and presumed they were going off to their 'caravan', just to later discover out they were off to prison
When MailOnline went to Phillips' address in Birch Gardens which he showed Lloyd, neighbours exposed how the couple and her son would supposedly go off to a caravan on the weekends.
It is not understood whether this was the exact same 'fictitious caravan' which transpired to have never ever existed, or an indeed a separate, genuine caravan.
Leni Newton, 63, stated: 'She informed individuals that the authorities raid was because somebody had actually told on her for breeding border collie puppies without a licence.
'I'm stunned they've been imprisoned. I believed they were all above board.
'I only saw them a few days ago leaving travel suitcases - I believed they were just going to their caravan.'
She included: 'I understand they fulfilled as she was his carer. He was married however Angela relocated. I thought she had actually resided in Southport.
'I did see his ex-wife parked up in the street watching his home when they split.
'She was certainly spying on them.'
Her partner David Manchester, 70, stated: 'It's a huge surprise they seemed to be living a double life.
'There were a great deal of authorities came here.
'He was at the street party for the Queen however other times he did seem extremely frail.'
Hand in Hand homecare firm validated to MailOnline that Lloyd had authentic referrals, DBS checks and training certificates in the name of Wendy Lloyd.
A representative stated: 'We sacked her immediately when we discovered out the truth.
'All her DBS and referrals checked out. The cops said we had actually not done anything incorrect.'
The court heard how Phillips likewise deceived cash from the public bag by stopping working to disclose the reality that Lloyd had moved into his home in 2018 - permitting him to continue claiming more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax decreases.
He is also said to have actually 'exaggerated' his medical conditions and need for care, specifying that he was unable to do anything for himself.
He stated himself 'unsuited for work' and stopped working to mention his other half's wage - illegally swiping ₤ 51k in employment assistance allowance.
However, Phillips declared that Lloyd had actually completed the form and had just 'asked him to sign it'.
Phillips' counsel Jim Smith argued he has a 'complex current history' of psychological health and disabilities including neurological disorder, stress and anxiety and anxiety.
He was likewise said to have a pacemaker fitted and appeared in court in a wheelchair.
While Phillips had no previous convictions relating to comparable matters, nevertheless Lloyd's rap sheet shows previous entries for theft and dishonesty offences dating as far back as the 1980s - though her last look was in 2012.
Lloyd was jailed for two years after admitting 7 counts of scams by false representation, and Phillips was likewise seen cleaning back tears as he was imprisoned for 20 months for scams by incorrect representation and three counts of dishonestly failing to disclose information to make a gain.
Sentencing, Judge Simon Medland KC said: 'Over an 11-year period, or more than that, you, Angela Lloyd, handled to the general public of just except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 each year which you defrauded from the public.
'For those who look for to defraud the general public of limited and valuable advantages which need to be directed to those who need them, not those who merely want to have them for factors of personal greed, that is a severe offense devoted by each of you over a long duration of time.'
This will delete the page "How Ordinary Housewife however Was Running Secret ₤ 270k Benefits Scam"
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